Investors Lounge Online

Latest Blogs

• Avoid 9 Real Estate Investment Mistakes To Maximize Your Profit
  Real estate investment is regarded as one of the most profitable investment opportunities in present time. However, many investors make mistakes while investing in real estate. For example, many investors approach this kind of investment with the mentality of becoming rich as fast as possible. Due to this wrong mindset, they often lose substantial amounts of money. This article describes some of the most common mistakes made by real estate investors. Paying little attention to capital expenditures Real ...
  Readmore...
• Is It Time To Invest In Europe?
  Following the collapse of the world economy triggered by the sub-prime crisis; European countries emerged in the international market as potential targets for investments. The European and English currencies lost much of their relative value against the US currency making them more affordable to foreign investors. With this unique economic situation in mind, investors from around the world have found a new home: Europe. One European country that is an obvious spot for investment is Spain. The ultimately ...
  Readmore...
• Today’s Real Estate Market
  There are a number of people in today’s market that are looking to put their money to work in more ways than one. Sure you can invest in the stock market like every other person out there or just buy an annuity that will give you a steady stream of income. Or you can invest in the real estate market that is just filled with more properties than anyone has ever seen. Because of the persistent presence of bank foreclosures, the real estate market has many amazing deals. This type of investment is not ...
  Readmore...
• A Retail House Flip - Part 1
  As a general rule our investing business focuses on buying distressed real estate properties, rehabing them and renting them to good long term tenants. Over the past year we've been able to generate on average a 20% annual return for each single family house we've purchased using this model. From time to time we need to generate capital to finance new acquisitions. Flipping retail homes is one way to raise relatively quick capital albeit it can take up to 6 months to get cashed out. Flipping is gen ...
  Readmore...
• Slow Recovery and Slow Housing Starts Providing Great Investment Opportunities
  Buying opportunities, for those looking for bargain deals, are still good and should extend well into 2010 and 2011. Housing starts according to the Commerce Dept. have come in lower than expected for 2009.One would naturally think, as home builders attempt to reduce inventory, that home prices would stabilize. To a certain extent they have stabilized albeit temporary.First time home buyers who have been sitting on fences, automobiles and motorbikes are now out in force trying to take advantage of the $8, ...
  Readmore...
• Investing In High Yield Real Estate Fixed Secured Notes
  Investing in fixed secured real estate notes can yield fruitful returns often higher than mutual funds while providing security of investment only found with bonds and CD's. Conservative investors looking for stable long-term investments such as bonds, CD's or money-markets currently only receive APR rates between 2% and 4%. The inflationary period looming due to government spending, budget deficits and money printing will continue to drive these investments into the ground. A high price to pay for secur ...
  Readmore...
• Big Government Divides A Nation
  I recently came across this well thought out piece of writing from the late Dr. Adrian Rogers to whom I give my sincere thanks. You cannot legislate the poor into freedom by legislating the wealthy out of freedom. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half i ...
  Readmore...
• The Crisis of Credit Visualized - Part 2
  The Crisis of Credit Visualized continued..... Video - Courtesy crisisofcredit.com ...
  Readmore...
• The Crisis of Credit Visualized - Part 1
  I came across this video which illustrates the cause of the banking crisis and stock market collapse. I found it very informative and easy to understand with excellent graphics and commentary. Video - Courtesy crisisofcredit.com As an investor I hope I can always learn from my mistakes and help others. I hope together we can all grow stronger moving forward. ...
  Readmore...
• Another Strategy For Buying Foreclosures
  Over the past 12 months my partners and I have been buying single family home foreclosures. Homes are selling for deep discounts and providing high cash-flow rates once rented. Our strategy is not to buy and flip, but to buy, rehab then rent to provide cash-flow and capital appreciation. On the surface this may seem as easy as drinking coffee because of the high number of foreclosures available. But don't be fooled with high quantity and low prices. Buying foreclosure properties is not as easy as it ma ...
  Readmore...
• Buying Real Estate With All-Cash
  In an up and down market there are those investors that will dig up opportunities regardless of the state of the economy. In the current climate banks are holding on to their cash with a wait and see attitude. Savvy investors are finding that buying with "All-cash" works as a viable strategy for acquiring residential and commercial bank owned properties. Investors with a wait and see attitude for institutional lending and financing are missing a great opportunity to buy while everything is on sale. Rock ...
  Readmore...
• Predatory Lending
  There are many risks when it comes to property investment as a business. I think sometimes people, especially investors forget the steps involved when obtaining a loan and how this process may open them up for risk. There are many concepts to understand mostly because the bottom-line is determined by capitalization (CAP) rates, return on investments (ROIs), and other net operating incomes. It makes sense that people overlook the smallest detail when financing a property. It doesn't really matter "why" t ...
  Readmore...
• Evicting Your Tenant When They Violate the Local Health & Dept Codes
  You are probably asking yourself, how is that going to work? And why would the local Health Department take an interest in deadbeat tenants? Why would they want to help me? But also do they have the right to intervene? The simple answer begins with utilities. Many communities, cities and counties across the nation have rules and regulations, simply put, laws for health codes and regulations. One of which is that it is illegal for residents to live without light, water, sewer or septic turned on and work ...
  Readmore...
• Triple-Net (NNN) Leased Real Estate
  When it comes to investment properties there are loopholes which create many options. For instance, Section 1031 of the IRS tax code permits real estate investors to sell their investment properties and in return allow a trade for comparable or similar matched investments in order to defer the tax as the capital gains amass. It seems that real estate is truly the most popular transaction permitted by this code. Something called the Triple Net or NNN otherwise known, as Leased Real Estate is considered a ...
  Readmore...
• Real Estate Blogging
  Lately it seems Blogging and becoming a Blogger is all the rage.  They seem to have a power all their own as blogs have been key to the downfalls of major political and media members like Senate Majority Leader Trent Lott and CBS news anchor Dan Rather for instance.  At first it seemed an entertainment outlet for teenagers instead of gaming all night, they would Blog as a means of staying in the "know" and making sure their friends knew everything about them.  Celebrities and other high-profile p ...
  Readmore...
• No Assurance Government Bailout Will Work
   Although Wall Street seems to have rebounded in recent days in response to the Congressional approval of the $700 billion financial-system bailout last week, there seems to be continued concerns found amongst financial professionals, who are concerned with the continued pall of recession over the American economy. The main concern remains focused on government ownership of the American banking system.  Will this end the market's paralysis or is it just another bad idea from a failed administration? Let' ...
  Readmore...
• Banking Crisis
  During this time of financial uncertainty as giant powerful cornerstones of the American banking community fail, you have to wonder, is my money safe? What happens if my bank is no longer doing business? Should I take my money out? What about small, regional banks and even credit unions? Are they immune or will they suffer the same fate? Should I worry about my long-term investments? Is it finally time to get organized and figure out my finances? For months now, the American financial backbone has b ...
  Readmore...
• Commercial Property Due Diligence
   It happens all the time when you engage in acquiring a new property through contract, there is not much information about the property known at that stage.  All you may know is the details of the financial statement and rent payroll or you've visually inspected the place by driving around the block.  This is more than enough details to make a solid educated offer on the place but it does not by any mean represent the actual value.  There's a lot more information you'll need to know to determine the real ...
  Readmore...
• Website Monetization (1 of 2)
  Constantly on the Internet and even in junk mail of your email account, there are many lists of "ways to make money with a website" or other online business proposals.  All of these lists seem to be missing something and that is why I thought I would compile one of my own.  If you have any possible suggestions, please let me know and we will amend this list to include them.  You should make note that there is a distinct difference between ways to make money with a web site than ways to make money from it ...
  Readmore...
• What is the Future of Mortgages Due to the Financial Crisis?
   This current talk of financial bailout suggests that as a result mortgage rates will fall allowing a surge in home buying especially for first time buyers.  Still one must wonder how long this will last but also what are the long-term impacts for the housing market?  Right now it feels like the lending industry is distressed but this may not be true for very long.  The banks at risk of failing just need to time to recover and it will actually be consumer confidence that drive the economy back to being fr ...
  Readmore...