Investors Lounge Online Blogs

Developing Community!

Credit Cards

An Alternative to Wraparound Mortgages

Posted by: Investors Lounge Online in Tenant, Subject To, Sub Prime Lending, Refinance, Real Estate Investment, Owner Will Carry, Over Leveraged, Mortgage, Market Bubble, Loan To Value, lease purchase, Lease Option, Landlord, Investment, Financing, Credit Cards, Analyze on Aug 14, 2008

There are different ways to structure real estate transactions that involve seller financing to benefit all parties. Of course the seller has concerns of protecting their property and the need for regular repayment. The following scenario explores this option in detail. Wraparound

You know that your local market has many rental properties in the inventory and you have found one that meets your

Comment (1) Read More...

Bail Me Out of the Mortgage Mess !

Posted by: brad miller in Sub Prime Lending, Refinance, Recession, Private Lender, Mortgage, Loan To Value, Financing, Economy, Credit Report, Credit Cards, ARMs on Jun 13, 2008

Time is of the essence for those of you that have adjustable-rate mortgages (ARM)! The housing has taken a big hit in the aftermath of the mortgage crisis, for both home sellers and buyers. Lenders are being much more astringent in their lending practices, and some are even going out of business. All of this leads to a tight credit market.

For those that negotiated an ARM, the mortgage knife

Comment (0) Read More...

Managing Your Spending is a Habit that Affects Your Credit

Posted by: Heidi Messer in Real Estate Investment, Credit Report, Credit Cards on Mar 30, 2008

Money management is a virtue to have from an early start in life. For some of us, the one thing we are not taught enough at school and at home is how to manage our spending. That is why it is not surprising to hear that American families are carrying billions of dollars in revolving credit card debt. We often put charges on our credit cards and just pay the minimum; remember that it is what you