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What is the Future of Mortgages Due to the Financial Crisis?

Posted by: Investors Lounge Online in Sub Prime Lending, Refinance, Recession, Real Estate Investment, Real Estate Agents, Pre Foreclosure, Mortgage, Market Prediction, Market Bubble, Loan To Value, Legislation, Investment, Foreclosure, Financing, Equity, Economy, Credit Report, Credit Cards, Commercial Real Estate, Bankruptcy, Bank Owned, ARMs, Appreciation on Sep 28, 2008

Weighing out the Financial Crisis This current talk of financial bailout suggests that as a result mortgage rates will fall allowing a surge in home buying especially for first time buyers. Still one must wonder how long this will last but also what are the long-term impacts for the housing market? Right now it feels like the lending industry is distressed but this may not be true for very long. The banks at risk of

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Who Will Bailout the Taxpayers?

Posted by: brad miller in Sub Prime Lending, Short Sale, Refinance, Recession, Real Estate Investment, Real Estate Agents, Pre Foreclosure, Over Leveraged, Over Financed, Mortgage, Market Prediction, Market Bubble, Legislation, Investment, Foreclosure, Financing, Economy, Credit Report, Credit Cards, Bankruptcy, Bank Owned, ARMs on Sep 23, 2008

Bail Out For a while now, many can spectulate the trouble started at the tail end of 2006 with the mortgage industry busy, the American economy has been struggling, facing uncertain times. Many understand the historic significance of last week but the implications of a federal bailout has yet to hit home. With the annoucement that the Federal Reserve will aid the ailing AIG with an $85 billion

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Investment Banks Fail and its Impact on You and I

Posted by: Investors Lounge Online in Sub Prime Lending, Refinance, Recession, Real Estate Investment, Real Estate Agents, Over Leveraged, Over Financed, Mortgage Fraud, Mortgage, Market Prediction, Market Bubble, Loan To Value, Legislation, Investment, Insurance, Foreclosure, Financing, Equity, Economy, Credit Report, Credit Cards, Corporation, Commercial Real Estate, Bankruptcy, Bank Owned on Sep 16, 2008

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Buying and Selling in a Shaky Market

Posted by: brad miller in Recession, Real Estate Investment, Real Estate Agents, Mortgage, Market Prediction, Market Bubble, Investment, Credit Report on Jul 08, 2008

In a world where mortgage rates fluctuate from hour to hour, the economy is completely tanking and the average American is about as likely to be able to afford a loan as to be hit by a meteor. Homeowners and home seekers can breathe a sigh of relief, for despite our great nation's financial downturn, it is possible to buy or sell a home.

Shaky Market Over the past five weeks, mortgage rates have dropped

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My Credit and Credit Report is Ruined!

Posted by: brad miller in Refinance, Credit Report on Jun 25, 2008

Not only can your credit history be found in your report, but it also contains personal information that should remain confidential, like your SSN, full name, current address and tenure, and past addresses.

Credit History A credit report's main purpose is to list all of the financial activity for any one person, encompassing all or most of their lives. Any financial relationships, be it a credit card,

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Bail Me Out of the Mortgage Mess !

Posted by: brad miller in Sub Prime Lending, Refinance, Recession, Private Lender, Mortgage, Loan To Value, Financing, Economy, Credit Report, Credit Cards, ARMs on Jun 13, 2008

Time is of the essence for those of you that have adjustable-rate mortgages (ARM)! The housing has taken a big hit in the aftermath of the mortgage crisis, for both home sellers and buyers. Lenders are being much more astringent in their lending practices, and some are even going out of business. All of this leads to a tight credit market.

For those that negotiated an ARM, the mortgage knife

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