During this time of financial uncertainty as giant powerful cornerstones of the American banking community fail, you has to wonder, is my money safe?  What happens if my bank is no longer doing business?  Should I take my money out?  What about small, regional banks and even credit unions?  Are they immune or will they suffer the same fate?  Should I worry about my long-term investments? 

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 This current talk of financial bailout suggests that as a result mortgage rates will fall allowing a surge in home buying especially for first time buyers.  Still one must wonder how long this will last but also what are the long-term impacts for the housing market?  Right now it feels like the lending industry is distressed but this may not be true for very long.  The banks at risk of

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 For a while now, many can spectulate the trouble started at the tail end of 2006 with the mortgage industry busy, the American economy has been struggling, facing uncertain times.  Many understand the historic significance of last week but the implications of a federal bailout has yet to hit home.  With the annoucement that the Federal Reserve will aid the ailing AIG with an $85 billion

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There are different ways to structure real estate transactions that involve seller financing to benefit all parties.  Of course the seller has concerns of protecting their property and the need for regular repayment.  The following scenario explores this option in detail.

You know that your local market has many rental properties in the inventory and you have found one that meets your

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The so-called days of the mortgage boom are over causing a certain amount if disbelief among industry professionals.  Like a bad hangover from Saturday night wild party, those who gained from historic low interest rates and flexible lending products that spawned the real estate boom at the turn of the millennium, are now slowly waking to reality.  The once profitable sub-prime market is now

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News flash for all real estate investors looking for the ultimate bargain! Fannie Mae, the nation's largest home mortgage lender, is making it easier to take advantage of "short sales" on houses in risk of foreclosure or already in the proceedings of foreclosure.

For those not familiar with "short sales", let me just say it has nothing to do with a drop in business. "Short" actually refers to

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To further compound the economic woes we have been facing in this country, they are being exacerbated by the stock prices of Fannie Mae and Freddie Mac taking a devastating tumble into the abyss. 

The mortgage giants, created by the Federal government to finance the country's home owners, carry much clout in the credit market.  Large pockets of mortgage loans are bought up by Fannie and

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Understanding the fundamentals of finance known as the time value of money is key in real estate investment. Such causes as inflation make the real value of a dollar less in the future than it is worth now. Because of this principle, buying property outright in cash does have its drawbacks, financially speaking, because another use of that cash may actually benefit the investor in the future

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Subprime. Collateralized Debt Obligations. Liquidity. These are not uncommon words now a days. Every so often you hear them out of the mouths of people you wouldn't expect.

Everyone knows we're in a recession, the stock market plummets every time the price of a barrel of oil goes up. We are feeling the sticker shock, every time we go to the market, the gas station. For months people in

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