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Over Leveraged

Who Will Bailout the Taxpayers?

Posted by: brad miller in Sub Prime Lending, Short Sale, Refinance, Recession, Real Estate Investment, Real Estate Agents, Pre Foreclosure, Over Leveraged, Over Financed, Mortgage, Market Prediction, Market Bubble, Legislation, Investment, Foreclosure, Financing, Economy, Credit Report, Credit Cards, Bankruptcy, Bank Owned, ARMs on Sep 23, 2008

Bail Out For a while now, many can spectulate the trouble started at the tail end of 2006 with the mortgage industry busy, the American economy has been struggling, facing uncertain times. Many understand the historic significance of last week but the implications of a federal bailout has yet to hit home. With the annoucement that the Federal Reserve will aid the ailing AIG with an $85 billion

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Investment Banks Fail and its Impact on You and I

Posted by: Investors Lounge Online in Sub Prime Lending, Refinance, Recession, Real Estate Investment, Real Estate Agents, Over Leveraged, Over Financed, Mortgage Fraud, Mortgage, Market Prediction, Market Bubble, Loan To Value, Legislation, Investment, Insurance, Foreclosure, Financing, Equity, Economy, Credit Report, Credit Cards, Corporation, Commercial Real Estate, Bankruptcy, Bank Owned on Sep 16, 2008

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I Have No Cash to Invest in Real Estate

Posted by: Investors Lounge Online in Sub Prime Lending, Seller Finance, Recession, Real Estate Investment, Over Leveraged, Over Financed, Market Prediction, Market Bubble, Investment, Getting Started, Flipping, Financing, Equity, Economy on Aug 28, 2008


Many people do not understand the liquidity of real estate transactions and are often lead to believe that the transaction hinges on the accessibility of cash money. In this day and age of a troubled economy, few have such means. The reality is there are other benefits to explore when embarking upon a real estate transaction that has less to do with cash funds and more to

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An Alternative to Wraparound Mortgages

Posted by: Investors Lounge Online in Tenant, Subject To, Sub Prime Lending, Refinance, Real Estate Investment, Owner Will Carry, Over Leveraged, Mortgage, Market Bubble, Loan To Value, lease purchase, Lease Option, Landlord, Investment, Financing, Credit Cards, Analyze on Aug 14, 2008

There are different ways to structure real estate transactions that involve seller financing to benefit all parties. Of course the seller has concerns of protecting their property and the need for regular repayment. The following scenario explores this option in detail. Wraparound

You know that your local market has many rental properties in the inventory and you have found one that meets your

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Can Subprime Bring Opportunities?

Posted by: John Burrows in Sub Prime Lending, Refinance, Recession, Real Estate Investment, Pre Foreclosure, Over Leveraged, Over Financed, Mortgage, Market Prediction, Market Bubble, Loan To Value, Investment, Foreclosure, Financing, Equity, Economy, Bank Owned on Aug 13, 2008

The so-called days of the mortgage boom are over causing a certain amount if disbelief among industry professionals. Like a bad hangover from Saturday night wild party, those who gained from historic low interest rates and flexible lending products that spawned the real estate boom at the turn of the millennium, are now slowly waking to reality. The once profitable sub-prime market is now

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Who is Going Into Foreclosure?

Posted by: John Burrows in Sub Prime Lending, Short Sale, Refinance, Recession, Pre Foreclosure, Over Leveraged, Over Financed, Mortgage, Market Prediction, Market Bubble, Loan To Value, Foreclosure, Financing, Economy, Brokers Price Opinion, Bankruptcy, Bank Owned on May 23, 2008

A new study says a tidal wave of foreclosures-about 1.1 million- will soon flood the nation.

Christopher Cagan, director of research and analytics for First American CoreLogic, explains that the study focused on 8.4 million adjustable-rate mortgages (ARMs) that were obtained in the period of 2004 to 2006. More than a million of those borrowers will lose their homes to foreclosure in less than

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Structuring Deals on 100% Financed Properties

Posted by: Elliot Barron in Subject To, Over Leveraged, Over Financed, Lease Option, Investment on Apr 23, 2008

If you know how to make money on properties which have no equity, you'll be able to do deals most other investors can't. You will have the competitive edge over your colleagues.

In this climate of the real estate market, there are an abundance of sellers who want to sell their home, but they don't have enough equity to cover a real estate agent's commission. Some may barely have enough equity

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The Woes of an Over Financed Investor

Posted by: Alan Brown in Over Leveraged, Over Financed on Apr 16, 2008

Investing of any kind involves some form of risk. Real Estate in particular, it is wise to have some cushion in your Loan to Value and not to exhaust all your equity in a "cash-out refinancing". It is risky for investors to Over Financed finance or refinance their properties at a higher percentage of value than normal, with the advent of 90%-100% LAV loans on investment properties. Eager