Investors Lounge Online Blogs

Developing Community!

Pre Foreclosure

What is the Future of Mortgages Due to the Financial Crisis?

Posted by: Investors Lounge Online in Sub Prime Lending, Refinance, Recession, Real Estate Investment, Real Estate Agents, Pre Foreclosure, Mortgage, Market Prediction, Market Bubble, Loan To Value, Legislation, Investment, Foreclosure, Financing, Equity, Economy, Credit Report, Credit Cards, Commercial Real Estate, Bankruptcy, Bank Owned, ARMs, Appreciation on Sep 28, 2008

Weighing out the Financial Crisis This current talk of financial bailout suggests that as a result mortgage rates will fall allowing a surge in home buying especially for first time buyers. Still one must wonder how long this will last but also what are the long-term impacts for the housing market? Right now it feels like the lending industry is distressed but this may not be true for very long. The banks at risk of

Comment (1) Read More...

Who Will Bailout the Taxpayers?

Posted by: brad miller in Sub Prime Lending, Short Sale, Refinance, Recession, Real Estate Investment, Real Estate Agents, Pre Foreclosure, Over Leveraged, Over Financed, Mortgage, Market Prediction, Market Bubble, Legislation, Investment, Foreclosure, Financing, Economy, Credit Report, Credit Cards, Bankruptcy, Bank Owned, ARMs on Sep 23, 2008

Bail Out For a while now, many can spectulate the trouble started at the tail end of 2006 with the mortgage industry busy, the American economy has been struggling, facing uncertain times. Many understand the historic significance of last week but the implications of a federal bailout has yet to hit home. With the annoucement that the Federal Reserve will aid the ailing AIG with an $85 billion

Comment (0) Read More...

Can Subprime Bring Opportunities?

Posted by: John Burrows in Sub Prime Lending, Refinance, Recession, Real Estate Investment, Pre Foreclosure, Over Leveraged, Over Financed, Mortgage, Market Prediction, Market Bubble, Loan To Value, Investment, Foreclosure, Financing, Equity, Economy, Bank Owned on Aug 13, 2008

The so-called days of the mortgage boom are over causing a certain amount if disbelief among industry professionals. Like a bad hangover from Saturday night wild party, those who gained from historic low interest rates and flexible lending products that spawned the real estate boom at the turn of the millennium, are now slowly waking to reality. The once profitable sub-prime market is now

Comment (1) Read More...

Fannie Mae Makes Short Sales Easy

Posted by: Investors Lounge Online in Sub Prime Lending, Short Sale, Recession, Pre Foreclosure, Mortgage, Foreclosure, Economy, Bankruptcy on Aug 04, 2008

News flash for all real estate investors looking for the ultimate bargain! Fannie Mae, the nation's largest home mortgage lender, is making it easier to take advantage of "short sales" on houses in risk of foreclosure or already in the proceedings of foreclosure.

For those not familiar with "short sales", let me just say it has nothing to do with a drop in business. "Short" actually refers to

Comment (0) Read More...

Legislation to Help Homeowners

Posted by: Investors Lounge Online in Sub Prime Lending, Recession, Pre Foreclosure, Market Bubble, Legislation, Homeowners Act, Foreclosure, Economy, Bankruptcy on Aug 01, 2008

The new law or Hope for Homeowners Act of 2008, signed by President Bush is aimed at attempting to save 400,000 struggling homeowners from foreclosure and possibly losing their homes. The following expands upon exactly what the law entails and who will benefit the most from such legislation. There are many concerns that arise out of the current situation and the actions trying to remedy the

Comment (1) Read More...

Do You Qualify For A Loan Workout?

Posted by: Investors Lounge Online in Short Sale, Refinance, Recession, Pre Foreclosure, Mortgage, Market Prediction, Market Bubble, Loan To Value, Legislation, Investment, Homeowners Act, Foreclosure, Financing, Economy, Bankruptcy on Jul 11, 2008

Like holding your breath underwater, homeowners facing foreclosure are desperate for air. While the solution of coming up and taking a breath seems simple, the work needed to get out of water can be a challenging journey. Many struggling homeowners face the journey of avoiding foreclosure and seek help to prevent it, thus beginning the quest loan workouts and restructuring.

When the pressure

Comment (0) Read More...

What are the Pros and Cons of Just Walking Away?

Posted by: Investors Lounge Online in Tenant, Sub Prime Lending, Recession, Pre Foreclosure, Market Bubble, Foreclosure on Jul 09, 2008

If you drive down a street and see houses with boarded up windows, the first thing some people think is, uh-oh, how did I get in this neighborhood? But these days you don't have to worry that you've taken a wrong turn at Albuquerque. This sad occurence is happening and In the recent foreclosure crisis it seems no one is exempt. Stop Foreclosure

Unless you've been living in a rose colored bubble you know that

Comment (0) Read More...

How is Your Housing Market Relative to Mine?

Posted by: Investors Lounge Online in Recession, Real Estate Investment, Pre Foreclosure, Foreclosure, Flipping, Economy, Appreciation on Jul 08, 2008

Determining the period of time when house pricing will stabilize in the U.S. can be equated to playing a game of chance in Vegas, and placing $20,000 on Black at a roulette table. While the talking heads with their doctoral degrees may disagree as to when exactly housing markets will stabilize one thing is for sure, sometimes when you are told that the sun will shine, all your given is clouds

Comment (0) Read More...

More Help Coming to Troubled Homeowners

Posted by: Investors Lounge Online in Sub Prime Lending, Pre Foreclosure, Mortgage, HUD, Foreclosure, Bank Owned on Jun 26, 2008

While Congress has been talking recently about finally responding to the foreclosure crisis that is plaguing our economy, attorneys general have been busy helping troubled homeowners at the state level. Attorneys General are filing lawsuits, lobbying legislatures for tougher mortgage lender laws, and partnering with mortgage servicers and community development groups to help rescue homeowners

Comment (0) Read More...

Going beyond Locating Properties .. Know Where to Locate Motivated Sellers and How to Structure Your Financing

Posted by: Nick Johnson in Pre Foreclosure, Motivated Sellers, Investment, Foreclosure on Jun 23, 2008

It should come as no surprise that investors of all sorts are rushing to the real estate sector to cash in, especially since this sector is outperforming many other instruments.

In short order, profit can be realized by the reselling of a property or by long term leasing of a property. This is a great way to generate revenue as your equity on the property builds.

Despite the options,

Comment (1) Read More...