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I Have No Cash to Invest in Real Estate

Posted by: Investors Lounge Online in Sub Prime Lending, Seller Finance, Recession, Real Estate Investment, Over Leveraged, Over Financed, Market Prediction, Market Bubble, Investment, Getting Started, Flipping, Financing, Equity, Economy on Aug 28, 2008


Many people do not understand the liquidity of real estate transactions and are often lead to believe that the transaction hinges on the accessibility of cash money. In this day and age of a troubled economy, few have such means. The reality is there are other benefits to explore when embarking upon a real estate transaction that has less to do with cash funds and more to

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An Alternative to Wraparound Mortgages

Posted by: Investors Lounge Online in Tenant, Subject To, Sub Prime Lending, Refinance, Real Estate Investment, Owner Will Carry, Over Leveraged, Mortgage, Market Bubble, Loan To Value, lease purchase, Lease Option, Landlord, Investment, Financing, Credit Cards, Analyze on Aug 14, 2008

There are different ways to structure real estate transactions that involve seller financing to benefit all parties. Of course the seller has concerns of protecting their property and the need for regular repayment. The following scenario explores this option in detail. Wraparound

You know that your local market has many rental properties in the inventory and you have found one that meets your

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Can Subprime Bring Opportunities?

Posted by: John Burrows in Sub Prime Lending, Refinance, Recession, Real Estate Investment, Pre Foreclosure, Over Leveraged, Over Financed, Mortgage, Market Prediction, Market Bubble, Loan To Value, Investment, Foreclosure, Financing, Equity, Economy, Bank Owned on Aug 13, 2008

The so-called days of the mortgage boom are over causing a certain amount if disbelief among industry professionals. Like a bad hangover from Saturday night wild party, those who gained from historic low interest rates and flexible lending products that spawned the real estate boom at the turn of the millennium, are now slowly waking to reality. The once profitable sub-prime market is now

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Fannie Mae Makes Short Sales Easy

Posted by: Investors Lounge Online in Sub Prime Lending, Short Sale, Recession, Pre Foreclosure, Mortgage, Foreclosure, Economy, Bankruptcy on Aug 04, 2008

News flash for all real estate investors looking for the ultimate bargain! Fannie Mae, the nation's largest home mortgage lender, is making it easier to take advantage of "short sales" on houses in risk of foreclosure or already in the proceedings of foreclosure.

For those not familiar with "short sales", let me just say it has nothing to do with a drop in business. "Short" actually refers to

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Fannie's and Freddie's Fall Threaten Housing Recovery

Posted by: Investors Lounge Online in Sub Prime Lending, Recession, Mortgage, Market Prediction, Market Bubble, Economy on Aug 04, 2008

To further compound the economic woes we have been facing in this country, they are being exacerbated by the stock prices of Fannie Mae and Freddie Mac taking a devastating tumble into the abyss. Upside Down of Banks

The mortgage giants, created by the Federal government to finance the country's home owners, carry much clout in the credit market. Large pockets of mortgage loans are bought up by Fannie and

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Legislation to Help Homeowners

Posted by: Investors Lounge Online in Sub Prime Lending, Recession, Pre Foreclosure, Market Bubble, Legislation, Homeowners Act, Foreclosure, Economy, Bankruptcy on Aug 01, 2008

The new law or Hope for Homeowners Act of 2008, signed by President Bush is aimed at attempting to save 400,000 struggling homeowners from foreclosure and possibly losing their homes. The following expands upon exactly what the law entails and who will benefit the most from such legislation. There are many concerns that arise out of the current situation and the actions trying to remedy the

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Does Your Head Spin As You Try To Figure Out What Is Going on With The Economy?

Posted by: Investors Lounge Online in Sub Prime Lending, Recession, Real Estate Investment, Mortgage, Market Bubble, Foreclosure, Economy on Jul 16, 2008

Subprime. Collateralized Debt Obligations. Liquidity. These are not uncommon words now a days. Every so often you hear them out of the mouths of people you wouldn't expect.

Domino Effects Everyone knows we're in a recession, the stock market plummets every time the price of a barrel of oil goes up. We are feeling the sticker shock, every time we go to the market, the gas station. For months people in

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What are the Pros and Cons of Just Walking Away?

Posted by: Investors Lounge Online in Tenant, Sub Prime Lending, Recession, Pre Foreclosure, Market Bubble, Foreclosure on Jul 09, 2008

If you drive down a street and see houses with boarded up windows, the first thing some people think is, uh-oh, how did I get in this neighborhood? But these days you don't have to worry that you've taken a wrong turn at Albuquerque. This sad occurence is happening and In the recent foreclosure crisis it seems no one is exempt. Stop Foreclosure

Unless you've been living in a rose colored bubble you know that

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More Help Coming to Troubled Homeowners

Posted by: Investors Lounge Online in Sub Prime Lending, Pre Foreclosure, Mortgage, HUD, Foreclosure, Bank Owned on Jun 26, 2008

While Congress has been talking recently about finally responding to the foreclosure crisis that is plaguing our economy, attorneys general have been busy helping troubled homeowners at the state level. Attorneys General are filing lawsuits, lobbying legislatures for tougher mortgage lender laws, and partnering with mortgage servicers and community development groups to help rescue homeowners

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Bail Me Out of the Mortgage Mess !

Posted by: brad miller in Sub Prime Lending, Refinance, Recession, Private Lender, Mortgage, Loan To Value, Financing, Economy, Credit Report, Credit Cards, ARMs on Jun 13, 2008

Time is of the essence for those of you that have adjustable-rate mortgages (ARM)! The housing has taken a big hit in the aftermath of the mortgage crisis, for both home sellers and buyers. Lenders are being much more astringent in their lending practices, and some are even going out of business. All of this leads to a tight credit market.

For those that negotiated an ARM, the mortgage knife

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